Terms & Conditions
Last updated: January 15, 2026
Contents
These Terms and Conditions ("Terms") govern your access to and use of the website loudmouthquiet.com (the "Website") operated by Loudmouth Quiet, a corporation incorporated under the Canada Business Corporations Act ("we", "us", or "our"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Website.
1. Eligibility
The Website and our services are intended for individuals who are at least 16 years of age and reside in Canada. By using the Website, you represent and warrant that you meet these eligibility requirements. If you are using the Website on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
2. Description of Services
Loudmouth Quiet provides financial literacy resources, regional development information, educational workshops, and community support program referrals through its Website and associated services. Our content is intended for general informational and educational purposes only. Nothing on this Website constitutes professional financial, legal, investment, or tax advice. You should always seek the counsel of a qualified and licensed professional before making any financial decisions.
3. Intellectual Property Rights
All content on the Website, including but not limited to text, graphics, logos, images, data compilations, software, and the overall design and arrangement thereof, is the property of Loudmouth Quiet or its content suppliers and is protected by Canadian and international copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes. You may not reproduce, distribute, modify, display, perform, or create derivative works of any Website content without our prior written consent.
4. User Conduct
When using the Website, you agree not to: use the Website in any way that violates applicable federal, provincial, or municipal law; submit false, misleading, or inaccurate information through any forms; attempt to gain unauthorized access to any portion of the Website or its related systems; use automated means (bots, scrapers, etc.) to access the Website without our express permission; interfere with or disrupt the integrity or performance of the Website; impersonate any person or entity or misrepresent your affiliation with a person or entity; or use the Website to transmit any harmful, offensive, or unlawful material.
5. User Submissions
Any information, feedback, or materials you submit through the Website (including via contact forms) are treated in accordance with our Privacy Policy. By submitting content, you grant us a non-exclusive, royalty-free, perpetual, and irrevocable right to use, reproduce, and adapt such submissions for the purpose of responding to your inquiry and improving our services, subject to the limitations set out in our Privacy Policy.
6. Disclaimer of Warranties
The Website and its content are provided on an 'as is' and 'as available' basis, without warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy. We do not warrant that the Website will be uninterrupted, error-free, secure, or free from viruses or other harmful components. We do not warrant or guarantee the accuracy, completeness, or reliability of any content on the Website.
7. Limitation of Liability
To the maximum extent permitted by Canadian law, Loudmouth Quiet, its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, data, business opportunities, or goodwill, arising out of or in connection with your use of or inability to use the Website, even if we have been advised of the possibility of such damages. Our total cumulative liability to you for all claims arising from or related to the Website shall not exceed one hundred Canadian dollars (CAD $100.00).
8. Indemnification
You agree to indemnify, defend, and hold harmless Loudmouth Quiet and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in any way connected with your access to or use of the Website, your violation of these Terms, or your violation of any third-party rights.
9. Third-Party Links
The Website may contain links to third-party websites, resources, or services that are not owned or controlled by Loudmouth Quiet. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. Inclusion of any link does not imply our endorsement or affiliation. You access third-party websites entirely at your own risk.
10. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any dispute arising out of or relating to these Terms or the Website shall be subject to the exclusive jurisdiction of the courts located in the City of Ottawa, Province of Ontario, Canada.
11. Termination
We reserve the right to suspend or terminate your access to the Website at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason at our sole discretion. Upon termination, your right to use the Website will immediately cease.
12. Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving the original intent.
13. Changes to These Terms
We reserve the right to modify these Terms at any time. When we do, we will revise the 'Last Updated' date at the top of this page. It is your responsibility to review these Terms periodically. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes.
14. Contact Information
If you have any questions about these Terms and Conditions, please contact us at: Loudmouth Quiet, 350 Albert Street, Suite 1200, Ottawa, ON K1R 1A4, Canada. Email: legal@loudmouthquiet.com. Phone: +1 (613) 555-0142.